Where should you start?
If you are comparing offers, start with how to compare business funding offers and factor rate vs. interest rate. If you are preparing to apply, read the documents checklist and how long funding takes. If you operate in more than one state, the disclosure laws overview and expansion guide are the most useful.
- How to compare business funding offers
- Documents needed for business funding
- Commercial financing disclosure laws by state
- Expanding into another state
How do these guides relate to your state?
Funding products work much the same nationwide, but some rules and programs change at the state line. Where a topic depends on the state, such as cost disclosures, lien filing offices or public programs, the guides explain the general picture and point you to our state guides and official state sources for current details.
Browse all state guides, or see how businesses in your field use funding on our industries pages. Everything here is general information, not legal, tax or financial advice.
Frequently asked questions
Are these guides legal or tax advice?
No. They are general information written for business owners. Laws, program rules and tax treatment change and depend on your situation. Check official state and federal sources, and consult an attorney or tax professional for advice about your business.
Do the guides recommend a specific product?
They explain how products work and when each tends to fit or not fit. The right choice depends on your purpose, timeline and cash flow. When you apply with 50 States Funding, you can compare offers before deciding.
How often are the guides updated?
We review guides periodically, especially those touching state rules, which change over time. Because requirements can change between updates, always confirm current rules with the official state or federal agency before relying on them.
Ready when you are
When you have the answers you need, one short application gets your request reviewed.
Updated September 14, 2026 · 50 States Funding Team